Summary Plan Documents

Summary Plan Descriptions (SPDs)

This page is designed to help you find the Summary Plan Description (SPD) that applies to you—whether you're an active employee, former employee, or retiree.

Start by choosing the plan year, then select the section that best matches your status or plan type. Each section is organized by benefit category to help you quickly find the information you need. Be sure to review the applicable General Information SPD along with any plan-specific documents for complete details about eligibility, coverage, claims, and more.

2027 Summary Plan Descriptions (SPDs)

2027 SPDs for Active Lumen Employees

The Lumen SPD’s below must be read in conjunction with the 2027 Lumen Welfare Benefits Plan Active General Information SPD which explains details of your coverage and provides a listing of the other benefit options under the plan.

2027 SPDs for Inactive or Former Employees

2026 Summary Plan Descriptions (SPDs)

2026 SPDs for Active Lumen Employees

The Lumen SPD’s below must be read in conjunction with the 2026 Lumen Welfare Benefits Plan Active General Information SPD which explains details of your coverage and provides a listing of the other benefit options under the plan.

2026 SPDs for Inactive or Former Employees

The Lumen SPD's below must be read in conjunction with the 2026 Lumen Welfare Benefits Plan Former or inactive employees General Information SPD which explains details of your coverage and provides a listing of the other benefit options under the plan.

2026 SPDs for Lumen Retirees

The Lumen SPD's below must be read in conjunction with the 2026 Lumen Welfare Benefits Plan Retiree and Former inactive employees General Information SPD which explains details of your coverage and provides a listing of the other benefit options under the plan.

2026 Retirement and Savings SPDs

For active employees, inactive or former employees, and retirees