Plan Documents

2024 summary plan descriptions (SPD)

Active, inactive, retiree health care and life insurance plans

Active employees
General Information
- 2024 Lumen Welfare Benefits Plan (Health and Welfare Benefits) General Information SPD for Active Employees
- 2024 Lumen Adoption Assistance Plan
- 2024 Qualified Transportation Plan (Commuter Spending Account) for Full-Time Active Employees
Medical
- 2024 Lumen Health Care Plan - Doctors Plan (by UHC) for Active Employees
- 2024 Surest Health Plan for Eligible Active Lumen Employees
- 2024 Lumen Health Care Plan - Consumer Driven Health Plan (CDHP) for Active Employees
- 2024 Lumen Health Care Plan - High Deductible Health Plan (HDHP) with Optional Health Savings Account (HSA) for Active Employees
Company Sponsored Medical Voluntary Lifestyle Benefits
- 2024 Lumen Welfare Benefits Plan - Accident Insurance - High Plan for Active Employees
- 2024 Lumen Welfare Benefits Plan - Accident Insurance - Low Plan for Active Employees
- 2024 Lumen Welfare Benefits Plan - Critical Illness Insurance for Eligible Active Employees
- 2024 Lumen Welfare Benefits Plan - Hospital Indemnity Insurance - High Plan for Active Employees
- 2024 Lumen Welfare Benefits Plan - Hospital Indemnity Insurance - Low Plan for Active Employees
Disability

Short-Term Disability
- 2024 The Lumen Disability Plan: Short-Term Disability (STD) Benefit for Union Represented Employees
- 2024 The Lumen Disability Plan: Short-Term Disability (STD) Benefit for Qwest Union Represented Employees
- 2024 The Lumen Disability Plan: Short-Term Disability (STD) Benefit for Non-Union Employees and Qwest Union Represented Retail/Outside Sales
Long-Term Disability
- 2024 The Lumen Disability Plan: Long-Term Disability (LTD) Benefit for Union & Non-Union Represented Employees
- 2024 The Lumen Disability Plan: Long-Term Disability (LTD) Benefit for Qwest Union Represented Employees Hired Prior to January 1, 2018
- 2024 The Lumen Disability Plan: Long-Term Disability (LTD) Benefit for Qwest Union Represented Employees Hired, Rehired, or Transfered on or after January 1, 2018
Dental
- 2024 Lumen Health Care Plan - Dental Plan for Eligible Active Employees
Vision
- 2024 Lumen Health Care Plan - Vision Plan Option for Eligible Active Employees
Life insurance
- 2024 Lumen Life and Accidental Death & Dismemberment (AD&D) Insurance Plan For Active Employees
- 2024 Lumen Business Travel Accident (BTA) Insurance Plan for Active Employees
- 2024 Survivor Benefit Plan for Eligible Active Employees
Flexible spending accounts
- 2024 Lumen Health Care Plan - Traditional/Limited and Dependent Day Care Flexible Spending Accounts (FSA) for Active Employees
Retirees
Medical
- 2024 Plan Guide - Lumen Retiree Medicare Advantage (PPO) + Dental
- 2024 Plan Guide - Lumen UnitedHealthcare Group Medicare Advantage (PPO) (Pre '91/ERO '92)
- 2024 Summary of Benefits - Lumen Retiree Medicare Advantage (PPO) + Dental
- 2024 Summary of Benefits - Lumen UnitedHealthcare Group Medicare Advantage (PPO) (Pre '91/ERO '92)
- 2024 Evidence of Coverage - Lumen Retiree Medicare Advantage (PPO) + Dental
- 2024 Evidence of Coverage - Lumen UnitedHealthcare Group Medicare Advantage (PPO) (Pre '91/ERO '92)
- 2024 Lumen Retiree and Inactive Health Care Plan - Retiree Health Reimbursement Account (HRA) for Eligible Company Retirees
- 2024 Lumen Retiree and Inactive Health Plan - Retiree Healthcare Medical Plan 1 for Eligible Retired and Inactive Former Employees (Qwest Pre-1991 Retirees)
- 2024 Lumen Retiree and Inactive Health Plan - Retiree Healthcare Medical Plan 2 for Eligible Retired and Inactive Former Employees (Qwest Pre-1991 Retirees)
- 2024 Lumen Retiree and Inactive Health Plan - Retiree Healthcare Medical Plan 3 for Eligible Retired and Inactive Former Employees (Qwest Pre-1991 Retirees)
- 2024 Lumen Retiree and Inactive Health Plan - Retiree Healthcare Medical Plan 4 for Eligible Retired and Inactive Former Employees (Qwest Pre-1991 Retirees)
- 2024 Lumen Retiree and Inactive Health Care Plan - UnitedHealthcare POS (Choice Plus Network) and No-Network for Qwest ERO '92 Retirees
- 2024 Lumen Retiree and Inactive Health Care Plan Consumer Driven Health Plan (CDHP)
- 2024 Lumen Retiree and Inactive Health Care Plan High Deductible Health Plan with Optional HSA (HDHP)
Dental
- 2024 Lumen Retiree and Inactive Health Plan - Dental Plan for Retired and Inactive Former Employees
- 2024 Lumen Retiree and Inactive Health Care Plan - Retiree Dental Plan 1 for Eligible Retired and Inactive Former Employees (Qwest Pre-1991 Retirees)
- 2024 Lumen Retiree and Inactive Health Care Plan - Retiree Dental Plan 2 for Eligible Retired and Inactive Former Employees (Qwest Pre-1991 Retirees)
- 2024 Lumen Retiree and Inactive Health Care Plan - Retiree Dental Plan 3 for Eligible Retired and Inactive Former Employees (Qwest Pre-1991 Retirees)
- 2024 Lumen Retiree and Inactive Health Care Plan - Retiree Dental Plan 4 for Eligible Retired and Inactive Former Employees (Qwest Pre-1991 Retirees)
- 2024 Lumen Retiree and Inactive Health Care Plan - Retiree Dental Plan 5 for Eligible Retired and Inactive Former Employees (Qwest Pre-1991 Retirees)
Life insurance
- 2024 Lumen Retiree Life Insurance Plan for Global Crossing Retirees
- 2024 Lumen Retiree Life Insurance Plan for Legacy CenturyTel Retirees: Class 1 (Employees hired prior to January 1, 2018 and Retired)
- 2024 Lumen Retiree Life Insurance Plan for Legacy Embarq Retirees: Class 2 and 3
- 2024 Lumen Retiree Life Insurance Plan for Legacy Qwest ERO '92 Retirees
- 2024 Lumen Group Retiree Life Insurance Plan for Legacy Qwest Pre-1991 Retirees (Management and Represented)
- 2024 Lumen Retiree Life Insurance Plan for Legacy Qwest Post-1990 Retirees (Management and Represented)
- 2024 Lumen Life Insurance Plan for Legacy Embarq Retirees (Carolina Telephone and Telegraph Company aka CT&T VEBA)
- 2024 Lumen Retiree Life Insurance Plan for WilTel Retirees (Retirees insured prior to January 1, 2016)

Active, inactive and retiree 401(k) plans

2024 401(k) plans
401(k) plans
- 2024 Lumen 401(k) Savings Plan - Summary Plan Description for Non-Union Employees
- 2024 Lumen 401(k) Savings Plan - Summary Plan Description for Union Represented Employees

2023 summary plan descriptions (SPD)

Active, inactive, retiree health care and life insurance plans

Active, inactive and retiree pension plans

2023 Lumen Combined Pension Plan

Lumen combined pension plan
CenturyLink retirement component - combined pension plan Embarq pension component - combined pension plan Madison River retirement component - combined pension plan Qwest pension component - combined pension plan

Active, inactive and retiree 401(k) plans

2023 401(k) plans
401(k) plans
- 2023 Lumen 401(k) Savings Plan - Summary Plan Description for Non-Union Employees
- 2023 Lumen 401(k) Savings Plan - Summary Plan Description for Union Represented Employees

2022 summary plan descriptions (SPD)

Active, inactive, retiree health care and life insurance plans

Active, inactive and retiree pension plans

2022 Lumen Combined Pension Plan

Summary of Material Modifications
July 2021 SMM for Combined Pension Plan 2022 Lumen Combined Pension Plan 204(h) Notice
Lumen combined pension plan
CenturyLink retirement component - combined pension plan Embarq pension component - combined pension plan Madison River retirement component - combined pension plan Qwest pension component - combined pension plan

2022 Lumen Pension Plan (for employees/retirees transitioning to BrightSpeed)

Summary of Material Modifications
2022 Lumen Pension Plan 204(h) Notice
Lumen pension plan
CenturyLink retirement component - Lumen pension plan Embarq pension component - Lumen pension plan Madison River retirement component - Lumen pension plan Qwest pension component - Lumen pension plan

Active, inactive and retiree 401(k) plans

2022 401(k) plans
401(k) plans
- 2022 Lumen 401(k) Savings Plan - Summary Plan Description for Non-Union Employees
- 2022 Lumen 401(k) Savings Plan - Summary Plan Description for Union Represented Employees

2021 summary plan descriptions (SPD)

Active, inactive, retiree health care and life insurance plans

Active, inactive and retiree pension plans

2021 Pension plans

Lumen combined pension plans
CenturyLink retirement component - combined pension plan Embarq pension component - combined pension plan Madison River retirement component - combined pension plan Qwest pension component - combined pension plan

Active, inactive and retiree 401(k) plans

2021 401(k) plans
401(k) plans

2020 summary plan descriptions (SPD)

Active, inactive, retiree health care and life insurance plans

Active, inactive and retiree pension plans

2020 Pension plans

CenturyLink combined pension plans
CenturyLink retirement component - combined pension plan Embarq pension component - combined pension plan Madison River retirement component - combined pension plan Qwest pension component - combined pension plan

Active, inactive and retiree 401(k) plans

2020 401(k) plans
401(k) plans

2024 summary plan descriptions (SPD)

Active, inactive, retiree health care and life insurance plans

General Information

Medical

Company Sponsored Medical Voluntary Lifestyle Benefits

Disability

Short-Term Disability

Long-Term Disability

Dental

Vision

Life insurance

Flexible spending accounts

Medical

Dental

Life insurance

Active, inactive and retiree 401(k) plans

401(k) plans

2023 summary plan descriptions (SPD)

Active, inactive, retiree health care and life insurance plans

General information

Medical

Company Sponsored Medical Voluntary Lifestyle Benefits

Disability

Short-Term Disability

Long-Term Disability

LTD Certificates

Dental

Vision

Life insurance

Flexible spending accounts

General information

Medical

Dental

Life insurance

Active, inactive and retiree pension plans

Lumen combined pension plan

Active, inactive and retiree 401(k) plans

401(k) plans

2022 summary plan descriptions (SPD)

Active, inactive, retiree health care and life insurance plans

General information

Medical

Disability

Dental

Vision

Life insurance

Flexible spending accounts

General Information

Medical

Dental

Life insurance

Retiree & Life Matrix

Active, inactive and retiree pension plans

Summary of Material Modifications

Lumen combined pension plan

Summary of Material Modifications

Lumen pension plan

Active, inactive and retiree 401(k) plans

401(k) plans

2021 summary plan descriptions (SPD)

Active, inactive, retiree health care and life insurance plans

General information

Medical

Disability

Dental

Vision

Life insurance

Flexible spending accounts

General Information

Medical

Dental

Life insurance

Active, inactive and retiree pension plans

Lumen combined pension plans

Active, inactive and retiree 401(k) plans

401(k) plans

2020 summary plan descriptions (SPD)

Active, inactive, retiree health care and life insurance plans

General information

Medical