Lumen offers access to voluntary benefits plans through the Voluntary Benefits Program as a convenience to Full-time active employees and retirees. These plans and programs are optional, and participation is completely voluntary. You are responsible for reviewing the available options, costs, and eligibility rules such as adding dependents. Ensure you review the vendor plan overview, summary, terms and conditions and any exclusions or limitations before deciding whether to enroll.
Important: Lumen is not a sponsor of and does not endorse the program. If you enroll, you are responsible for the full cost of coverage or participation, and the vendor may bill you directly, or premiums may be collected through payroll, depending on the plan or program and whether you are an active Full-time employee or retiree.
What can I enroll in and when?
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Full-time active employees
To learn more about each voluntary benefit plan and program, refer to the Voluntary Benefits Guide for Full-time active employees.
Plan or program When can I enroll? Enroll or request a quote Airvet Any time through the Health and Life website. lumen.com/healthandlife Farmers Insurance - Home and Auto Insurance Any time directly with the vendor - quote based. farmers.com/landing/groupselect/getquote/ Liberty Mutual -Home and Auto Insurance Any time directly with the vendor - quote based. libertymutual.com/vlb MetLife Identity & Fraud Protection, powered by Aura Any time through the Health and Life website. lumen.com/healthandlife MetLife Legal Services New hire, Annual Enrollment, or Qualified Life Event (QLE). lumen.com/healthandlife MetLife Pet Insurance Any time directly with the vendor - quote based. quote.metlifepetinsurance.com/pet PerkSpot Any time directly with the vendor. signin.perkspot.com/community-sign-in Purchasing Power Any time directly with the vendor. vb.purchasingpower.com/ Recoop Disaster Insurance Any time through the Health and Life website. lumen.com/healthandlife Transamerica Universal Life Insurance with Child Rider New hire, Annual Enrollment, or Qualified Life Event (QLE). Evidence of insurability may be required. lumen.com/healthandlife -
Retirees
To learn more about each voluntary benefit plan and program, refer to the Voluntary Benefits guide for retirees.
Plan or program When can I enroll? Vendor website Farmers Insurance - Home and Auto Insurance Any time directly with the vendor - quote based. farmers.com/landing/groupselect/getquote/ MetLife Identity & Fraud Protection, powered by Aura Any time directly with the vendor. offer.aura.com/9904598 MetLife Legal Services Annual Enrollment or Qualified Life Event (QLE). https://www.legalplans.com PerkSpot Any time directly with the vendor. signin.perkspot.com/community-sign-in Recoop Disaster Insurance Any time directly with the vendor. quote.recoopinsurance.com/partner/retiree
Important Note: This program is not a Company-sponsored plan or benefit. It is not a plan covered under the federal law known as "ERISA." The Company has simply chosen to allow this vendor to make its programs available to Lumen employees, but please be advised that this is a voluntary program and only you can decide whether the benefits provided by this program are appropriate for you and your family. You are encouraged to research all suitable alternatives and consult with your personal advisors. The Company is not able to provide you with advice regarding the program. Your participation is your decision, completely voluntary, and at your own expense.
